Learn About the OneAccount

The OneAccount is an FDIC insured student checking account offered to all students by Higher One. Students can take advantage of free checking with the OneAccount, with no minimum balance requirements and no monthly fees. Every student enrolled at University of Louisville is pre-qualified to open their own OneAccount.

Students can monitor their spending with the free OneAccount online statement. The online statement provides the convenience of online banking 24 hours a day/seven days a week, enabling students to keep track of every deposit, every purchase, and every transaction. It's the online electronic version of your check register.

Deposits and your OneAccount

Choosing an Easy Refund will get any payments from University of Louisville deposited directly to your OneAccount. You can also "Add Money" electronically by setting up a funding account using a third party bank account such as a savings or checking account. Parents and other family members may also set up a funding account to "Send Money" to their student. Additionally, other OneAccount holders may "Send Money" directly to your OneAccount. If you have a job, use the account to set up payroll Direct Deposit of your paycheck or make a deposit by mailing a check directly to Higher One.

Benefits of Your U of L OneCard

• Your U of L OneCard is a Debit MasterCard^® which gives you purchasing power
  at millions of locations worldwide. Your U of L OneCard is not a credit card.
• It's safer than carrying cash.
• Withdraw cash at any Higher One ATM on campus.

Fee Schedule   |   How to Use the OneAccount for Free